International Health Insurance for Expatriates
Comprehensive healthcare protection for expats worldwide. Partner with William Russell, a trusted family-owned business since 1992, specializing in international insurance solutions.
J&C Insurance Broker is an official broker of William Russell, an award-winning international health, life and income insurance specialist. William Russell is based in the UK with offices in the UK, Brussels, Dubai and Jakarta.
Founded in 1992, William Russell were one of the first companies to provide specialist insurance for expats. They’re not an insurance multinational or an international department of a domestic insurer. They don’t have shareholders, investors or backing from private equity.
They are and remain a family-owned business that specialises in insurance for people living abroad. In short, they’re a partner while you’re away from home, and are here to make your international experience both healthier and easier.
Together with William Russell we work together to offer have designed affordable plans to protect the international lifestyle of expatriates of all nationalities, all over the world.
Global Health
Choose from a range of four international health insurance plans to suit your needs and budget, ranging from essential inpatient care to comprehensive medical, outpatient, and maternity benefits.
All plans include emergency medical evacuation if the urgent hospital treatment for a life or limb-threatening condition isn’t available locally. Member also have access to Solace Secure app, providing real-time security alerts for natural disasters and public safety incidents near your current location.
You can also chose to add personal accident cover which pays a lump-sum in compensation should you suffer bodily injury or death as a result of an accident happening.
Read more by following the links WRE-Personal-Health-Complete-Guide.pdf and WRE-A-25-Personal-Health-PA.pdf
Global Life
Essential and affordable life insurance protection, with portable world-wide cover and annually renewable with no future underwriting.
Features and benefits
- US$100k of free accidental death cover is available while they review an application.
- Accidental Death and Disablement – available as an optional extra. It pays an additional lump sum if a member dies (or suffers life-changing injuries) from an accident and offers protection from US$50,000 to US$1,000,000 for Accidental Death and US$500,000 for Disablement.
- Adult and Child Critical Illness – available as optional benefits with the life benefit.
- Adult critical illness – if the policyholder is diagnosed with one of 19 specified serious medical conditions or injuries, they’ll be paid them a lump sum. The policyholder can choose a benefit in multiples of US$10k up to a maximum of US$100k.
- Child Critical Illness – the policyholder can add critical illness for their dependent children without medical underwriting. If an insured child is diagnosed with one of 13 specified serious medical conditions, we’ll pay the policyholder a US$5k lump sum. The policyholder can insure up to 10 children, and cover is available until age 17.
- Funeral Costs and Repatriation (FC&R) – available as optional benefit with life insurance and a cost-effective way for the policyholder to top up their life benefit. If the policyholder dies, the maximum the US$5k benefit will be quickly released to the lead beneficiary for use on the policyholder’s funeral and repatriation costs.
Read more by following the links WRE-Personal-Life-Helpsheet.pdf and WRE-A-25-Personal-Life-TCs.pdf
Global Income
Provides the income you will need to support you and your family during a lengthy period of treatment and recovery. Read more by following the links WRE-How-Income-Protection-Works-Individuals.pdf and WRE-Personal-IP-Helpsheet.pdf and WRE-A-25-Personal-IP-PA.pdf
The test of an insurance plan is when you need to make a claim. William Russell is a family business with family values, and when you need them, you can be assured of receiving all the support and care you could wish for.
CHOOSING THE RIGHT HEALTH INSURANCE PLAN
Choosing the right private health insurance plan for your protection is an important decision. All Global Health plans cover these essential items:
- In-patient and day-patient hospital accommodation, surgery, and treatment
- 24/7 emergency medical assistance helpline
- Emergency medical evacuation if the urgent hospital treatment for a life or limb-threatening condition isn’t available locally.
- Solace Secure app, providing real-time security alerts for natural disasters and public safety incidents near your current location.
- Option to add personal accident cover which pays a lump-sum in compensation should you suffer bodily injury or death as a result of an accident happening.
- Freedom to choose where you are treated within your area of cover and direct billing available at many medical facilities
- Dedicated contact to help you with your policy and dedicated claims handler should you need to make a claim or find a provider.
GLOBAL HEALTH ELITE PLAN RANGE
Choose between the Gold plan with high-value cover for chronic conditions, dental care, maternity care and preventive health checks, our best-selling Silver plan with comprehensive in- and out-patient cover or our cost-effective Bronze plan, with full cover for in-patient treatment, and post-hospital cover for out-patient treatment.
As a smaller niche provider, J&C Insurance Brokers together with William Russell is big on service and always has been. You will enjoy outstanding support and co-operation from a well-established, reputable and award-winning provider of international insurance, and personal attention from us and the entire William Russell Team. Highly personal experience.
They believe in people some insurers rely on AI and Big Data to do their work for them. William Russell thinks differently. Healthcare is a highly personal experience, so it deserves a personal service. They’ve a team of real people, at the end of a phone call when you really them and they don’t hide behind call centres or bot webchats.
To receive more details about all products available please contact us at 020 77 125 000 or at insurance@jclao.com
Why Choose William Russell?
Founded in 1992, William Russell is a family-owned business specializing in international insurance for expatriates. Unlike multinational corporations or private equity-backed companies, we remain independent and focused on personal service. With offices in the UK, Brussels, Dubai, and Jakarta, we provide global coverage with local expertise. We believe healthcare is personal, so we offer real people at the end of the phone - no AI or bot webchats.
Get Your Health & Personal Accident Insurance Quote Today by following this link: https://go.william-russell.com/J&CInsuranceBrokers