International Health Insurance
Global Health Insurance,
Designed for Modern Living
XN Global delivers comprehensive international health insurance
solutions tailored for individuals, families and businesses
operating across borders.
Offered exclusively through J&C Insurance Brokers in Lao PDR — your local expert for international health coverage.
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About XN Global
International Coverage. Built for Expat Life.
XN Global is an international health insurance provider specialising in International Private Medical Insurance (IPMI) solutions for globally mobile individuals, expatriates, and organisations.
As part of a wider international insurance group with over 25 years of experience, XN combines global expertise with a modern, flexible approach to healthcare coverage.
Our solutions are designed to go beyond traditional insurance — supporting not just treatment, but long-term health and wellbeing.
Why XN Global
Coverage That Moves With You
Five core strengths that make XN Global the right choice for internationally mobile individuals and organisations.
Flexible Plans
Modular options tailored to different life stages, family sizes, and budget needs.
Comprehensive Protection
From hospitalisation to outpatient, wellness, maternity, and more — all under one plan.
Preventive & Proactive Care
Coverage designed to support long-term health, not just treat illness when it arises.
Flexible Plans
Modular options tailored to different life stages, family sizes, and budget needs.
Trusted Operations
Backed by established global insurance and claims infrastructure with over 25 years of track record.
XN Global Solutions
Five Tiers. One Scalable Solution.
XN Global Solutions is our flagship international health insurance plan, providing scalable coverage across five tiers — from essential hospitalisation to fully comprehensive care.
TIER 01
Base
Core hospitalisation & emergency coverage
Tier 02
Elevation
Adds outpatient benefits
TIER 03
Base
Includes dental & wellness
TIER 04
Summit
Adds optical & maternity
TIER 05
Apex
Comprehensive — includes fertility & specialised treatments
Key Benefits
What's Covered
XN Global Solutions provides a comprehensive suite of benefits designed to support your health at every stage.
In-patient & Day-patient
Modular options tailored to different life stages, family sizes, and budget needs.
Outpatient Consultations
Doctor visits, specialist referrals, and prescribed medications covered.
Preventive Health Screening
Annual health checks and screenings to keep you ahead of illness.
In-patient & Day-patient
Pre-natal, delivery, and newborn care coverage for growing families.
Dental & Optical
Comprehensive dental treatments and optical benefits including prescription eyewear.
Emergency Evacuation
Medical evacuation and repatriation covered anywhere in the world.
Global Provider Network
Access to a vast international network of hospitals and clinics worldwide.
24/7 Assistance Services
Round-the-clock multilingual support for all health and claims queries.
Who It's For
Built for the Globally Mobile
Whether you’re an individual, family, or organisation — XN Global has a solution that fits.
Local Nationals & Expatriates living and working abroad
International professionals & families
ompanies with globally mobile employees
SMEs expanding across borders
Why Purchase Through J&C Insurance?
J&C Insurance provides local expertise and personalised advisory services, ensuring you receive the most suitable coverage based on your needs in Laos and beyond. As the leading insurance broker in Lao PDR since 2008, we handle everything from plan selection to claims support.
📩 Get a Personalised Quote Today
Speak to J&C Insurance to explore your XN Global coverage options.